Plain-English coverage of Nigerian banks, transfers, account restrictions and consumer protection.
Published articles, explainers and updates from this section.
A Nigerian bank may restrict an account after unusual activity while it verifies a transaction, reviews fraud concerns or meets regulatory requirements. Here is what that actually means.
Nigeria’s reported digital-payment fraud losses fell sharply in 2025, but TechView Africa’s review of 2026 ngCERT alerts shows phishing, identity compromise and social engineering repeatedly appearing in the threat picture.
A viral message claimed OPay would stop operating in Nigeria from September 1, but the fintech says the notice was false and its services remain active. Here is what customers should know before reacting to similar financial rumours online.
If a fintech app shuts down while holding your money, recovery depends less on the app itself and more on the regulated financial structure behind your account.
A ₦240,000 purchase can feel easier when the screen says “₦60,000 × 4,” but the debt has not disappeared. Here is what BNPL customers should check before agreeing to the instalments.
The reported $53 billion Stripe–PayPal deal is no longer moving forward, but African freelancers and businesses should separate the failed takeover from PayPal's own evolving payment services on the continent.
